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# CSSB

Civil Service Superannuation Board

## Sitemaps

- [XML Sitemap](https://cssb.mb.ca/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [July 2023 Pension Payments Include 2022 Cost-of-Living Increase](https://cssb.mb.ca/july-2023-pension-payments-include-2022-cost-of-living-increase/) - Your pension payments may increase annually thanks to cost-of-living adjustments (COLA). A COLA is an increase to your monthly pension benefit payment. The adjustment partially offsets the impact of inflation. Once you receive an adjustment, it becomes part of your lifetime pension going forward. The Board approved a 1.57% COLA based on the 2022 change
- [2024 T4As and NR4s available online](https://cssb.mb.ca/2024-t4as-and-nr4s-available-online/) - Retired members can now access their 2024 CSSB T4A or NR4 using Online Services. Click the article title to read more.
- [The CSSF discount rate will increase 0.25% on January 1, 2024](https://cssb.mb.ca/the-cssf-discount-rate-will-increase-0-25-on-january-1-2024/) - Beginning January 1, 2024, the CSSF discount rate will increase from 5.75% to 6%. If you already receive a pension, the discount rate increase does not impact you. If you want a monthly pension, the rate increase does not affect how much you get or when you can retire. The rate increase does reduce the amount payable to
- [CSSB Election Update](https://cssb.mb.ca/cssb-election-update/) - The deadline has now passed for the receipt of eligible ballots for the Election of Employee Representatives to the CSSB. Any ballots received after October 30, 2012 will not be verified and will remain unopened. Starting on November 30, 2012, all eligible ballots will be opened and counted with the results announced shortly after.
- [CSSB Election](https://cssb.mb.ca/cssb-election/) - Eligible employees are now receiving their Elector Packages for the Election of Employee Representatives to the CSSB. To be eligible, employees must have been a member of the Fund on the last pay period in 2011 and still be active an member. If you are an eligible employee and have not received your Elector Package,
- [July Pension Payments Include Cost-of-Living Increase](https://cssb.mb.ca/july-pension-payments-include-cost-of-living-increase-2/) - For eligible pension recipients, the July 2012 pension payment will include a 1.53% Cost-of-Living increase. This increase is equal to 2/3 of the increase in the Canadian Consumer Price Index.
- [Annual Employee Pension Statements](https://cssb.mb.ca/annual-employee-pension-statements-3/) - The 2011 Annual Employee Pension Statements have now been distributed. In order to receive a benefits statement, you must have been a member of the Fund as at December 31, 2011. If you have any questions regarding your statement, please don't hesitate to contact us. Answers to many of the more common questions regarding the
- [2011 Report to Members Available](https://cssb.mb.ca/2011-report-to-members-available/) - The 2011 Report to Members and the full version of the 2011 CSSB Annual Report is now available in the Publications section.
- [Actuarial Report as of December 31, 2011 Is Now Available](https://cssb.mb.ca/actuarial-report-as-of-december-31-2011-is-now-available/) - The Actuarial Report on The Civil Service Superannuation Fund as at December 31, 2011 is now available for viewing in the Publications section.
- [Automatic Distribution of Paper Annual Employee Pension Statements Being Discontinued](https://cssb.mb.ca/automatic-distribution-of-paper-annual-employee-pension-statements-being-discontinued/) - Members who are employees of the Manitoba Civil Service will receive a paper copy of their 2012 Annual Statements or can access these statements through our Online Services. Paper copies will no longer be automatically distributed to employees of other employers participating in the Fund. Starting in 2014, automatic distribution of paper copies of the
- [2012 Annual Report Available](https://cssb.mb.ca/2012-annual-report-available/) - The 2012 CSSB Annual Report is now available in the Publications section.
- [July Pension Payments Include Cost-of-Living Increase](https://cssb.mb.ca/july-pension-payments-include-cost-of-living-increase/) - For eligible pension recipients, the July 2013 pension payment will include a 0.55% Cost-of-Living increase. This increase is equal to 2/3 of the increase in the Canadian Consumer Price Index for 2012. A history of CSSB COLA percentages since 1977 can be found here.
- [Actuarial Report as at December 31, 2012 Now Available](https://cssb.mb.ca/actuarial-report-as-at-december-31-2012-now-available/) - The Actuarial Report on The Civil Service Superannuation Fund as at December 31, 2012 is now available for viewing in the Publications section.
- [Annual Employee Pension Statements](https://cssb.mb.ca/annual-employee-pension-statements-2/) - The 2012 Annual Employee Pension Statements are now available through our Online Services. To access Online Services, click here. In order to receive an Annual Statement, an employee must have accrued some pensionable service during 2012 and be an active member of the Fund as at December 31, 2012. Answers to many of the more
- [CSSB Board Election Results](https://cssb.mb.ca/cssb-board-election-results-2/) - The election of employee representatives to the CSSB took place this past fall with ballots counted last week. We are pleased to announce that Mr. Ray Erb, Ms Monica Girouard, and Mr. Doug Troke have been elected to three-year terms effective January 1, 2013. In addition, Mr. Paul Desorcy has been elected as the Manitoba
- [New and Improved Website](https://cssb.mb.ca/new-and-improved-website/) - Welcome to the new CSSB website! As you can see, we have made a few changes. These include moving the link to our Online Services to the right side of the page and an improved What’s New section where articles of interest are searchable by category or date. These changes have not only improved the
- [2013 CSSB T4As Available Online](https://cssb.mb.ca/2013-cssb-t4as-available-online/) - For pension recipients who have registered for the CSSB’s Online Services, your 2013 T4A is now available to download or print.
- [Online Services Tutorial Videos Now Available](https://cssb.mb.ca/online-services-tutorial-videos-now-available/) - A library of Online Services Tutorial Videos is now available. Videos include: An overview of Online Services, Logging in, Using the Document Centre, and Updating information through Edit My Profile. Click here to view all available videos.
- [Annual Employee Pension Statements](https://cssb.mb.ca/annual-employee-pension-statements/) - The 2013 Annual Employee Pension Statements are now available through our Online Services. To access Online Services, click here. In order to receive an Annual Statement, an employee must have accrued some pensionable service during 2013 and be an active member of the Fund as at December 31, 2013. Answers to many of the more
- [2013 Annual Report Available](https://cssb.mb.ca/2013-annual-report-available/) - The 2013 CSSB Annual Report is now available in the Publications section.
- [July Pension Payments Include 2014 Cost-of-Living Increase](https://cssb.mb.ca/july-pension-payments-include-2014-cost-of-living-increase/) - For eligible pension recipients, the July 2014 pension payment will include a 0.83% Cost-of-Living increase. This increase is equal to 2/3 of the increase in the Canadian Consumer Price Index for 2013. A history of CSSB COLA percentages since 1977 can be found here.
- [Actuarial Report as of December 31, 2013 Is Now Available](https://cssb.mb.ca/actuarial-report-as-of-december-31-2013-is-now-available/) - The Actuarial Report on The Civil Service Superannuation Fund as at December 31, 2013 is now available for viewing in the Publications section.
- [Complete Your Retirement Forms Online](https://cssb.mb.ca/complete-your-retirement-forms-online/) - Eligible employees may now complete their retirement forms online when signed into their CSSB Online Services account. This feature gives employees the option of printing their completed forms for signature and submission to the CSSB office, or having us print the completed forms and mailing them to the member for signature and submission. Automatic edits
- [2014 CSSB T4As Available Online](https://cssb.mb.ca/2014-cssb-t4as-available-online/) - For pension recipients who have registered for the CSSB’s Online Services, your 2014 T4A is now available to download or print.
- [CSSB 2014 Annual Report is now available!](https://cssb.mb.ca/cssb-2014-annual-report-is-now-available/) - The 2014 CSSB Annual Report is now available in the Publications section.
- [CSSB Website Relaunched](https://cssb.mb.ca/cssb-website-relaunched/) - Welcome to the new and improved CSSB Website! The website has been redesigned to improve user-friendliness and appeal. Along with the changed design and layout, many new pages have been added to assist members in finding relevant information and answering some frequently asked questions. In addition, the redesigned website is mobile-device friendly.
- [Update on Proposed Plan Changes](https://cssb.mb.ca/update-on-proposed-plan-changes/) - Proposed changes to eliminate the Old Age Security Integration option and simplify pension application deadlines after 2015 did not pass before the Legislative Assembly recessed in early December. Members can contact the Liaison Committee if wanting to determine whether that committee has any updates on the status of these potential changes. The Liaison Committee website
- [2015 CSSB T4As Available Online](https://cssb.mb.ca/2015-cssb-t4as-available-online/) - For pension recipients who have registered for the CSSB’s Online Services, your 2015 T4A is now available to download or print.
- [Retroactive Salary Increases](https://cssb.mb.ca/retroactive-salary-increases/) - The recent ratification of several collective agreements in the Province is expected to result in retroactive salary increases for many members in the plan. A retroactive salary adjustment may increase your pension if it increases your Best Five Year Average Pensionable Salary. Salary for pension purposes is defined in The Civil Service Superannuation Act and
- [Update for Pensioners who receive their Cheques by Mail](https://cssb.mb.ca/update-for-pensioners-who-receive-their-cheques-by-mail/) - June pension cheques for those pensioners who receive their cheques by mail were mailed on June 23, 2016. The cheques are dated June 29, 2016 and should not be deposited prior to that date.
- [CSSB 2015 Annual Report is now available!](https://cssb.mb.ca/cssb-2015-annual-report-is-now-available/) - The 2015 CSSB Annual Report is now available in the Publications section.
- [***UPDATE***](https://cssb.mb.ca/update/) - Commencing June 29, 2016, the Board will stop sending mail until further notice.
- [July Pension Payments Include 2015 Cost of Living Increase](https://cssb.mb.ca/july-pension-payments-include-2015-cost-of-living-increase/) - For eligible pension recipients, the July 2016 pension payment will include a 1.07% Cost-of-Living increase.
- [***POSTAL UPDATE***](https://cssb.mb.ca/postal-update/) - With negotiations between Canada Post and its employees continuing, the CSSB will commence using Canada Post until a 72 hour lockout notice or strike notice is issued by either side.
- [Potential Mail Disruption](https://cssb.mb.ca/potential-mail-disruption/) - In anticipation of a potential mail disruption, the government’s Mail Distribution Agency (MDA) has advised that their regular mail service will cease until further notice. As a result, the Board has to temporarily change how it deals with outgoing mail. Until such time as there is an actual postal disruption, the Board expects to continue
- [CSSB Board Election Results](https://cssb.mb.ca/cssb-board-election-results-3/) - The election of employee representatives to the CSSB took place this past fall with ballots counted last week.
- [2016 CSSB T4As Available Online](https://cssb.mb.ca/2016-cssb-t4as-available-online/) - For pension recipients who have registered for the CSSB’s Online Services, your 2016 T4A is now available to download or print.
- [Mission and Vision Statements](https://cssb.mb.ca/mission-and-vision-statements/) - Board Adopts New Guiding Statements The Board’s Mission and Vision statements underwent an in-depth review in 2016 and the result was a new set of Guiding Statements for the Board and the Board staff. These Guiding Statements document our vision for the future, our mission and purpose, and our values.
- [Pension Beneficiary Designation for Pre-retirement Death Benefits](https://cssb.mb.ca/pension-beneficiary-designation-for-pre-retirement-death-benefits/) - The Civil Service Superannuation Board has developed a form that members can use if they wish to designate a pension beneficiary for pre-retirement death benefits.
- [July Pension Payments Include 2016 Cost of Living Increase](https://cssb.mb.ca/july-pension-payments-include-2016-cost-of-living-increase/) - For eligible pension recipients, the July 2017 pension payment will include a 1.00% Cost-of-Living increase.
- [Board Member Changes](https://cssb.mb.ca/board-member-changes/) - As of June 2017, Mr. Paul Desorcy has resigned his position as the Manitoba Hydro Group Employee Representative on the Board. We extend our sincere thanks to Mr. Desorcy for his efforts and contributions to the Board since his election in the fall of 2012.
- [CSSB Holiday Hours](https://cssb.mb.ca/cssb-holiday-hours-2/) - The CSSB office will be closing for the holidays at 4:30 p.m. on December 22nd and reopening at 8 a.m. on Wednesday December 27th.
- [CSSB Holiday Hours](https://cssb.mb.ca/cssb-holiday-hours/) - The CSSB office will be closing for the holidays at 4:30 p.m. on December 29nd and reopening at 8 a.m. on Tuesday, January 2nd.
- [Potential Changes to The Pension Benefits Act](https://cssb.mb.ca/potential-changes-to-the-pension-benefits-act/) - The Civil Service Superannuation Board office has been contacted by members who are concerned that their pensions under the Civil Service Superannuation Fund are in danger because of possible changes to pension legislation in the province. Their concern relates to changes that have been recommended to The Pension Benefits Act and Regulations. This legislation provides pension rules that apply to all pension plans registered in Manitoba, including the Civil Service Superannuation Fund. The Pension Benefits Act recently underwent a regularly scheduled review, which resulted in a number of recommended changes. These recommendations are now open for public consultation.
- [2017 T4A’s are in the Mail](https://cssb.mb.ca/2017-t4as-are-in-the-mail/) - T4A’s in respect of pension payments made in 2017 have been sent to Canada Post for mailing. Your T4A will have been mailed to you if you are not registered for Online Services, or if you are registered for Online Services but you had not accessed your T4A at the time the forms were printed.
- [CSSB 2017 Annual Report is now available!](https://cssb.mb.ca/cssb-2017-annual-report-is-now-available/) - The 2017 CSSB Annual Report is now available in the Publications section.
- [New Form for Giving Authorization to Communicate](https://cssb.mb.ca/new-form-for-giving-authorization-to-communicate/) - Members sometimes want to give CSSB permission to speak directly with a family member, friend, or financial advisor about their pension or insurance questions. Clear instructions from you as to who Board staff can talk to will help us balance protection of your privacy with the desire to help you get the information you need.
- [July 2018 Pension Payments Include 2017 Cost-of-Living Increase](https://cssb.mb.ca/july-2018-pension-payments-include-2017-cost-of-living-increase/) - The Board approved a 1.25% Cost-of-Living Adjustment (COLA) for eligible pension recipients, which will be included in the July 2018 pension payments.
- [Upcoming Member Survey](https://cssb.mb.ca/upcoming-member-survey/) - The Civil Service Superannuation Board has engaged Prairie Research Associates (PRA Inc.) to survey our members about their satisfaction with the services we provide. This feedback is valuable to us and will help us understand what’s important to our members and where we need to improve.
- [CSSF 2018 T4A's are available on Online Services Accounts](https://cssb.mb.ca/cssf-2018-t4as-are-available-on-online-services-accounts/) - T4A's in respect of pension payments made from the Civil Service Superannuation Fund in 2018 have been posted to members Online Services Accounts. For members who are not registered for Online Services or who receive a pension from one of the other plans administered by the Board, T4A's will be mailed out by the end of February.
- [2018 T4A's are in the Mail](https://cssb.mb.ca/2018-t4as-are-in-the-mail/) - T4A's in respect of pension payments made in 2018 have been sent to Canada Post for mailing. Your T4A will have been mailed to you if you are not registered for Online Services, or if you are registered for Online Services but you had not accessed your T4A at the time the forms were printed.
- [July 2019 Pension Payments Include 2018 Cost-of-Living Increase](https://cssb.mb.ca/july-2019-pension-payments-include-2018-cost-of-living-increase/) - The Board approved a 1.33% Cost-of-Living Adjustment (COLA) for eligible pension recipients, which will be included in the July 2019 pension payments.
- [Election of Employee Representatives in Progress](https://cssb.mb.ca/election-of-employee-representatives-in-progress/) - The Civil Service Superannuation Board (the Board) consists of nine members, four of which are elected to represent the employees in the plan. The CSSB office is in the process of distributing ballot packages for this election to all eligible employees.
- [CSSB 2018 Annual Report is now available!](https://cssb.mb.ca/cssb-2018-annual-report-is-now-available/) - The 2018 CSSB Annual Report is now available in the Publications section.
- [CSSB 2019 Annual Report is now available!](https://cssb.mb.ca/cssb-2019-annual-report-is-now-available/) - The 2019 CSSB Annual Report is now available in the Publications section.
- [CSSB Mail During Rotating Postal Strikes](https://cssb.mb.ca/cssb-mail-during-rotating-postal-strikes/) - The government’s Mail Distribution Agency (MDA) is continuing to operate its regular mail service during the rotating strikes by the Canadian Union of Postal Workers. As long as MDA is able to provide this service, the Board will continue to send outgoing mail as we always have. However, there may be delays in receiving correspondence if rotating strikes are affecting your area or due to backlogs created by the mail disruption.
- [July 2020 Pension Payments Include 2019 Cost-of-Living Increase](https://cssb.mb.ca/july-2020-pension-payments-include-2019-cost-of-living-increase/) - The Board approved a 0.49% Cost-of-Living Adjustment (COLA) for eligible pension recipients, which will be included in the July 2021 pension payments. This increase is equal to 2/3 of the increase in the Canadian Consumer Price Index for 2020, which was 0.73%. A history of CSSB COLA percentages since 1977 can be found here.This increase also applies to eligible members with a deferred account.The actuary has continued to express concern that, unless changes are made, the Account will not be able to meet the target of granting additional COLA’s each year at the rate of 2/3 of the increase in the Consumer Price Index. The Board shares this concern. The Superannuation and Insurance Liaison Committee, which represents plan members in negotiating plan benefits, is studying the sustainability of the COLA Account.
- [Potential Changes to the Civil Service Superannuation Act](https://cssb.mb.ca/potential-changes-to-the-civil-service-superannuation-act/) - Bill 43, The Civil Service Superannuation Amendment Act, is currently being considered in the Manitoba Legislature. If passed, the amendment will affect the calculation of termination lump sum benefits and will extend the timeline to purchase service for periods of maternity and parental leave. See details here.
- [Changes to the Civil Service Superannuation Act - October 15, 2020](https://cssb.mb.ca/changes-to-the-civil-service-superannuation-act-october-15-2020/) - Bill 43, The Civil Service Superannuation Amendment Act, received Royal Assent in the Manitoba legislature on October 14, 2020.This Bill changed the provisions of the Civil Service Superannuation Fund pension plan,and became effective immediately.
- [2020 T4A's are in the Mail - February 20, 2021](https://cssb.mb.ca/2020-t4as-are-in-the-mail-february-20-2021/) - T4A’s in respect of pension payments made in 2020 have been sent to Canada Post for mailing.Your T4A will have been mailed to you if you are not registered for Online Services, or if you are registered for Online Services but you had not accessed your T4A at the time the forms were printed.If you are registered for Online Services, you can still access your 2020 T4A from there.
- [CSSB 2020 Annual Report is now available!](https://cssb.mb.ca/cssb-2020-annual-report-is-now-available/) - The 2020 CSSB Annual Report is now available in the Publications section.
- [Public Service Group Insurance Fund Surplus](https://cssb.mb.ca/public-service-group-insurance-fund-surplus-2/) - The 2018 Public Service Group Insurance Fund valuation revealed a surplus. The Superannuation and Insurance Liaison Committee, which represents employees and pensioners, and the Employer Pension and Insurance Advisory Committee, which represents employers, negotiated an agreement on how that surplus will be used. For more information, please go to the Publications section of our website
- [Retroactive Salary Increases](https://cssb.mb.ca/retroactive-salary-increases-2/) - The CSSB recently received information from the Manitoba government regarding the retroactive earnings paid this fall. We are working to manually update member accounts and appreciate your continued patience. No action is required on your part as it relates to the retroactive salary increase. For pensioners, the CSSB expects to finish account updates by early 2023.
- [July 2021 Pension Payments Include 2020 Cost-of-Living Increase](https://cssb.mb.ca/july-2021-pension-payments-include-2020-cost-of-living-increase/) - The Board approved a 0.49% Cost-of-Living Adjustment (COLA) for eligible pension recipients, which will be included in the July 2021 pension payments. This increase is equal to 2/3 of the increase in the Canadian Consumer Price Index for 2020, which was 0.73%. A history of CSSB COLA percentages since 1977 can be found here.This increase also applies to eligible members with a deferred account.The actuary has continued to express concern that, unless changes are made, the Account will not be able to meet the target of granting additional COLA’s each year at the rate of 2/3 of the increase in the Consumer Price Index. The Board shares this concern. The Superannuation and Insurance Liaison Committee, which represents plan members in negotiating plan benefits, is studying the sustainability of the COLA Account.
- [Welcome to CSSB's New Website!](https://cssb.mb.ca/welcome-to-cssbs-new-website/) - Our member survey in 2018 told us that our website was the most widely used service that CSSB provides, and although the satisfaction level with the website was respectable, it received the lowest score of the services considered. Members told us that there was room for improvement in how the site was organized and in its overall appeal. We listened and are pleased to welcome you to the new CSSB website. The new site has an updated look, but everything you're looking for is still here and should be easier to find. Comments or feedback? Please email askus@cssb.mb.ca
- [All Charities Donations to Cease](https://cssb.mb.ca/all-charities-donations-to-cease/) - Effective January 2022, pensioners will no longer be able to donate to the All Charities Campaign. The Province has advised that, “the technology and infrastructure that supported All Charities is no longer reliable. This means that the All Charities campaign can not continue as it always has.” No action is required to cancel donations after December 2021. Pensioners who wish to continue to donate to their favourite charities should contact those organizations directly to make arrangements. Donations to other organizations through deduction from your pension will not be possible.
- [New Online Services Tool for Special Service Buy Back Estimates](https://cssb.mb.ca/new-online-services-tool-for-special-service-buy-back-estimates/) - Employees who are registered for Online Services now have access to a Special Service Buy Back Estimator. Enter your annual salary and the number of years you’re interested in purchasing, and the estimator will tell you the current cost and the approximate increase to your pension. View the results on screen or print a copy
- [Pensioner Statements](https://cssb.mb.ca/pensioner-statements/) - Pensioners, would you like to get fewer emails from us? If you currently receive monthly notifications that your online pension statement is available for viewing, you can now elect to receive statements only in months where there has been a change to your net payment. You can make this change by logging in to your
- [July 2022 Pension Payments Include 2021 Cost-of-Living Increase](https://cssb.mb.ca/july-2022-pension-payments-include-2021-cost-of-living-increase/) - The Board approved a 1.98% COLA based on the 2021 change in the Consumer Price Index (CPI) of 4.80%. The COLA will be included in the July 2022 pension payments to eligible pension recipients. This increase also applies to eligible members with a deferred account.
- [Your 2022 CSSB T4A or NR4 is available online](https://cssb.mb.ca/your-2022-cssb-t4a-or-nr4-is-available-online/) - Your 2022 CSSB T4A or NR4 is now available using our Online Services https://member.mypension.ca/login Pensioners who use Online Services are generally able to access their tax slips earlier than those who receive them by mail, and can generate copies at their convenience. It’s as simple as signing into CSSB Online Services and going to your
- [Retroactive Salary Increases Update](https://cssb.mb.ca/retroactive-salary-increases-update/) - The CSSB is still working to manually update thousands of member accounts and appreciate your continued patience. No action is required by members. For pensioners, the CSSB expects to finish account updates by spring 2023. Rather than waiting for every account to be updated before adjusting member pension payments, we will apply pension adjustments to completed member
- [Questions about Box 28 on your T4A?](https://cssb.mb.ca/questions-about-box-28-on-your-t4a/) - If Box 28 on your 2022 T4A statement from CSSB indicates an amount, it likely means you received part of the group life insurance fund surplus. This money was shared among eligible employees and pensioners. The funds were distributed along with your monthly pension in May 2022. The Canada Revenue Agency (CRA) advised that the
- [Civil Service Superannuation Board Appointment](https://cssb.mb.ca/civil-service-superannuation-board-appointment/) - The Lieutenant Governor in Council appointed Lynn Zapshala-Kelln as an employer representative to the Civil Service Superannuation Board. Lynn is vice-president Finance and Administration at Red River College Polytechnic. She was vice-president Administration at the University of Manitoba and served in the senior ranks of the Province of Manitoba’s civil service for almost two decades. Lynn is a Chartered
- [Multi-factor authentication (MFA) will be required to access Online Services. Here's how to get ready.](https://cssb.mb.ca/multi-factor-authentication-mfa-will-be-required-to-access-online-services-heres-how-to-get-ready/) - The CSSB is phasing in multi-factor authentication (MFA) for the CSSB member portal – Online Services. Multi-factor authentication protects your personal data in your Online Services account by ensuring only you can access it. Click on this article title to find out how you can get ready.
- [CSSB member survey launches soon. We want to hear from you!](https://cssb.mb.ca/cssb-member-survey-launches-soon-we-want-to-hear-from-you/) - Next week, you may receive a phone call or survey link from Probe Research. They’re conducting a member survey on our behalf. To ensure your security, only click on the survey link from probe@probe-research.com. A CSSB survey will never ask for personal information, such as your social insurance number, birthdate, banking information, or login details. If
- [CSSB Board Election Results](https://cssb.mb.ca/cssb-board-election-results/) - The election of employee representative to the CSSB took place this past fall with ballots counted over the last few days. We are pleased to announce that Mr. Ray Erb, Mr. Jody Gillis, and Mr. Doug Troke have been elected to three-year terms effective January 1, 2020.
- [A Strike or Lockout and Your Pension](https://cssb.mb.ca/a-strike-or-lockout-and-your-pension/) - What happens if your union goes on strike or your employer initiates a lockout? Your employer and union take part in collective bargaining every few years. Depending on how negotiations progress, there may be a work stoppage. Your union may initiate a strike or your employer may initiate a lockout. If this happens, aspects of
- [Please schedule in-person appointments](https://cssb.mb.ca/please-schedule-in-person-appointments/) - To provide you with the best possible service, please schedule your in-person appointments. This gives us a chance to review your account ahead of time. It also ensures you aren’t waiting. For your convenience, CSSB offers meetings in-person, by phone, and virtually. Book your appointment by calling 204 946 3200, toll free (Canada) 1 800
- [Civil Service Superannuation Board Appointments](https://cssb.mb.ca/civil-service-superannuation-board-appointments-2/) - We are pleased to announce that the Superannuation and Insurance Liaison Committee (SILC) has appointed the following employee representatives to the Civil Service Superannuation Board: Jody Gillis was appointed for a three-year term from January 1, 2024, to December 31, 2026. Doug Troke was appointed for a four-year term from January 1, 2024, to December
- [Multi-factor authentication (MFA) is coming to Online Services. Here’s how to get ready.](https://cssb.mb.ca/multi-factor-authentication-mfa-is-coming-to-online-services-heres-how-to-get-ready/) - The CSSB will be implementing multi-factor authentication (MFA) for the CSSB member portal – Online Services. Multi-factor authentication protects your personal data in your Online Services account by ensuring only you can access it. Once MFA is active, you will need more than just your email address and password when you sign into Online Services.
- [CPP enhancements and your Civil Service Superannuation Fund (CSSF) pension](https://cssb.mb.ca/cpp-enhancements-and-your-civil-service-superannuation-fund-cssf-pension/) - CPP enhancements The Canada Pension Plan (CPP) is a federal government program that provides pensions and benefits when people retire, become disabled or die. The CPP started a program of enhancements in 2019 designed to increase retirement income for Canadians. Between 2019 and 2023 CPP phased in higher contributions and benefits relative to the Year’s Maximum
- [Online Services is changing. Here’s what you need to do to get ready.](https://cssb.mb.ca/online-services-is-changing-heres-what-you-need-to-do-to-get-ready/) - The CSSB is phasing in changes to improve the security and member experience for our Online Services portal. Along with a new look to our log in page, the changes to Online Services will affect how existing members log in and new members register. Later this January, only your primary email can be used to log
- [Your 2023 CSSB T4A or NR4 is available online](https://cssb.mb.ca/your-2023-cssb-t4a-or-nr4-is-available-online/) - Your 2023 CSSB T4A or NR4 is now available using our Online Services https://member.mypension.ca/login Pensioners who use Online Services are generally able to access their tax slips earlier than those who receive them by mail, and can generate copies at their convenience. It’s as simple as signing into CSSB Online Services and going to your Inbox.
- [Multi-factor authentication (MFA) required to access your employee pension statement](https://cssb.mb.ca/multi-factor-authentication-mfa-required-to-access-your-employee-pension-statement/) - To protect your personal data, CSSB added multi-factor authentication (MFA) to Online Services. When you get an email saying your employee pension statement is available, go to CSSB Online Services. Note, pension statements are released in batches based on your employer. If you haven’t received an email, your statement may not yet be available. After
- [Online Services is changing March 4, 2024](https://cssb.mb.ca/online-services-is-changing-march-4-2024/) - The CSSB is phasing in changes to improve the security and member experience for our Online Services portal. Along with a new look to our log in page, the changes to Online Services will affect how existing members log in and new members register. Only your primary email can be used to log in to
- [Civil Service Superannuation Board Appointments](https://cssb.mb.ca/civil-service-superannuation-board-appointments/) - We are pleased to announce that the Superannuation and Insurance Liaison Committee (SILC) has appointed the following employee representative to the Civil Service Superannuation Board. Reed Winstone, re-appointed for a 4-year term as an Employee Representative, beginning January 1, 2025 and ending December 31, 2028. Click this article title for more information.
- [July 2024 pension payments include cost-of-living increase](https://cssb.mb.ca/july-2024-pension-payments-include-cost-of-living-increase/) - The Board approved a 1.2% cost-of-living adjustment (COLA) based on the 2023 change in the Canadian Consumer Price Index of 3.4%. The adjustment will be included in July 2024 pension payments to eligible recipients.
- [2026 cost-of-living adjustment](https://cssb.mb.ca/2026-cost-of-living-adjustment/) - The cost-of-living adjustment for 2026 is 1.19%. This increase is based on the change in the Canadian Consumer Price Index (CPI) for 2025, which was 2.36%. If you’re a retired member, this adjustment will be added to your July pension payment and included in your monthly pension going forward. Although not guaranteed, adjustments offer some
- [Construction notice for St. Mary Ave](https://cssb.mb.ca/construction-notice-for-st-mary-ave/) - Starting the week of April 27, 2026, the City of Winnipeg will begin road construction on St. Mary Ave between Edmonton Street and Memorial Boulevard. Construction is expected to last about 24 weeks (until October 12, 2026), depending on the weather. During construction: St. Mary Ave will be reduced to one lane of traffic. On-street
- [Contribution rates increasing by 0.5% in April 2026](https://cssb.mb.ca/contribution-rates-are-going-up-0-5-in-april-2026/) - In April, contribution rates will go up by 0.5% of your pensionable earnings each year, for four years. The total increase is 2%. Your employer’s contributions will also increase by the same amount. These changes will help maintain the long-term security of your pension through your retirement. For members who are already retired, nothing
- [2025 T4As and NR4s available online](https://cssb.mb.ca/2025-t4as-and-nr4s-available-online/) - Retired members can now access their 2025 CSSB T4A or NR4 using Online Services. Tax slips for all retired members will be mailed by the end of February. You no longer need to call us to get your tax slip; we’ll mail it to you automatically. If you’re receiving a pension from a different plan administered
- [New! CSSB videos to learn about your pension](https://cssb.mb.ca/new-cssb-videos-to-learn-about-your-pension/) - We’re always looking for new ways to help our members understand their pensions. Our latest videos simplify two of the more complex processes, each in just a few minutes. Leave employment (6:25) If you leave your job, you'll need to decide what to do with your pension. This video walks you through your four options.
- [CSSB welcomes new Board Chair and Board member](https://cssb.mb.ca/cssb-welcomes-new-board-chair-and-board-member/) - Brett Becker, Board Chair CSSB welcomes Brett Becker as the new Board Chair. His term began July 1, 2025. Brett was the Regional Vice-President and Partner at Coughlin & Associates Ltd. He provided general oversight and strategic direction to the organization, as well as investment, pension, and insurance consulting services for clients. Brett currently serves
- [New tax rules and your pension](https://cssb.mb.ca/new-tax-rules-and-your-pension/) - If you’re a retired member, you may notice your monthly pension is different for July. This may be due to the cost-of-living adjustment, changes to income tax, or both. Recently, the federal and provincial governments made changes to how income is taxed. The federal government cut taxes for the lowest tax bracket. This means all
- [CSSB welcomes Mike Emslie as new Chief Administrative Officer](https://cssb.mb.ca/cssb-welcomes-mike-emslie-as-new-chief-administrative-officer/) - CSSB welcomes Mike Emslie as new Chief Administrative Officer (formerly titled General Manager), effective July 14, 2025. Mike brings deep experience in public sector leadership, governance, and financial oversight to this role. Mike has served in executive leadership roles in Manitoba public sector organizations for the past 16 years. He has also worked as an
- [2025 cost-of-living adjustment](https://cssb.mb.ca/2025-cost-of-living-adjustment/) - The cost-of-living adjustment for 2025 is 0.87%. This increase is based on the change in the Canadian Consumer Price Index (CPI) for 2024, which was 1.83%. If you’re a retired member, this adjustment will be added to your July pension payment and included in your monthly pension going forward. Although not guaranteed, adjustments offer some
- [Insurance coverage and cost changes effective May 1, 2025](https://cssb.mb.ca/insurance-coverage-and-cost-changes-effective-may-1-2025/) - There was a group life insurance surplus as of December 2021. The committees responsible for negotiating changes to the pension and insurance plans have agreed on how to use that surplus. The changes are: Contribution rates for the Group Life Plan decrease from $0.1059 to $0.0920 per $1,000 of insurance, bi-weekly. Cost sharing for
- [New website coming soon — Here’s what to expect](https://cssb.mb.ca/new-website-coming-soon-heres-what-to-expect/) - We’re getting ready to launch a new and improved website! As we prepare for the official launch, you may notice the new site appear from time to time. This is part of a testing phase while we work through final technical details. Once everything is stable and running smoothly, we’ll officially launch the new site

## Pages

- [Home Page](https://cssb.mb.ca/) - Your pathway to retirement income for life With a defined benefit pension plan, you can count on monthly payments for life, giving you the freedom to enjoy your retirement with confidence. Established in 1939, CSSB is one of Manitoba’s largest public sector pension plans. Our members include current and former employees of the Manitoba government
- [Retired member insurance](https://cssb.mb.ca/members/insurance/retired-member-insurance/) - Before you retire, you have important decisions to make about your coverage. This page gives a brief summary of your insurance. For more information, download our group insurance guidebook. Insurance decisions before retirement (5:41) If you’re getting ready to retire, you have some decisions to make about your group insurance. This video walks you through
- [Retired member](https://cssb.mb.ca/members/retired-member/) - What’s next? At this stage, the big decisions about your pension have been made but there’s still important info to know—like taxes, cost-of-living adjustments, and life events that might affect your pension. You can count on us to support you in this next chapter. Pension payment dates - August 28, 2026 (Friday) - September 28,
- [Inflation protection (cost-of-living adjustment)](https://cssb.mb.ca/members/inflation-protection-cost-of-living-adjustment/) - A pension with inflation protection —also called indexing— means your monthly payments increase over time to help keep pace with rising costs on things like groceries and rent. Adjustments are not guaranteed, but retired members have received them to date. Increases depend on available funds and could be as low as zero. Once given, each
- [Electronic signature policy](https://cssb.mb.ca/member-resources/electronic-signature-policy/) - If you’re signing a CSSB document electronically, these are the signature formats we accept. Our policy varies based on how you submit your document and the type of document you submit. 1. Send a document by email, mail, or fax What we accept Electronically handwritten signature You’ve uploaded a picture of your handwritten signature and
- [Careers](https://cssb.mb.ca/about/careers/) - Why work with us? At CSSB, we’re a dedicated team that administers and manages the $9.1 billion Civil Service Superannuation Fund and smaller pension plans for the Province of Manitoba and other public sector employers. Our focus is clear: provide lifelong retirement income, ensuring financial security and peace of mind for over 57,000 members. Every
- [Employer forms](https://cssb.mb.ca/employers/employer-forms/) - Employer forms Search forms Important: Download and complete forms using Adobe Reader, a free program. Do not complete forms in your web browser. If the form needs a signature, read our electronic signature policy.
- [Forms](https://cssb.mb.ca/member-resources/forms/) - Search forms Important: Download and complete forms using Adobe Reader, a free program. Do not complete forms in your web browser. If the form needs a signature, read our electronic signature policy.
- [Leadership](https://cssb.mb.ca/about/leadership/) - Leadership Michael Emslie Chief Administrative Officer Etiaam porta lorem vel erat venenatis dapibus. Orci varius natoque penatibus et magnis dis partEtiaam porta lorem vel erat venenatis dapibus. Orci varius natoque penatibus et magnis dis parturiientm porta lorem vel erat venenatis dapibus. Etiaam porta lorem vel erat venenatis dapibus. Orci varius natoque penatibus et magnis dis
- [Annual pension statement](https://cssb.mb.ca/members/annual-pension-plan-statment/) - Your pension statement shows your entitlement as of the last calendar year. It also includes details of your pension plan record. CSSB prepares a separate pension statement for each of your active accounts. Deferred pensions, Money Purchase Plan accounts, and members receiving the disability allowance are not included. For information on these, please access Online
- [Deferred pension](https://cssb.mb.ca/life-events/deferred-pension/) - If you have a deferred pension, it means that at some point in your career, you worked for a CSSB employer. When your employment ended, your pension stayed with us. When you turn 55, you’ll have a decision to make. You can start your monthly pension or continue to defer it. Options When you start
- [Expand or start a family](https://cssb.mb.ca/life-events/expand-or-start-family/) - Maternity leave Welcoming a new child is a major life event—and it can impact your future pension. Time away from work during maternity leave creates a gap in pensionable service, which lowers your retirement benefit. You can bridge this gap by purchasing the service, either by contributing while on leave or after you return. This
- [Plan your visit](https://cssb.mb.ca/member-resources/plan-your-visit/) - If you’re meeting with CSSB staff in person, here’s everything you need to know to make your visit smooth and productive. Please book your appointment To ensure we can help you without delay, we recommend booking an appointment. If you don't book an appointment, we can't guarantee that our staff will be available. By booking
- [Working member insurance](https://cssb.mb.ca/members/insurance/working-member-insurance/) - With group insurance, you don’t need to provide medical information to get initial coverage. You’re automatically enrolled through your employer. When you are a working member, your employer handles your insurance coverage, questions, and requests. CSSB provides the following information for reference only. This page gives a brief summary of your insurance. For more information,
- [Money Purchase Plan](https://cssb.mb.ca/life-events/money-purchase-plan/) - Canada Revenue Agency Registration 0345827 The Money Purchase Plan is CSSB’s in-house, tax-sheltered savings account. It’s like a Registered Retirement Savings Plan (RRSP) or Locked-in Retirement Account (LIRA). Plan holders receive guaranteed monthly interest. They also benefit from the investing power and diversified portfolio of the larger $9.1 billion Civil Service Superannuation Fund (CSSF). If
- [Contact CSSB](https://cssb.mb.ca/contact/) - Monday to Friday8 a.m. - 4:30 p.m. 1200 - 444 St. Mary AveWinnipeg, Manitoba R3C 3T1 Please protect your privacy by limiting the personal information you provide by email. In particular, do not include your Social Insurance Number when emailing. P 204.946.3200TF 1.800.432.5134F 204.945.0237E askus@cssb.mb.ca Please book your appointment To ensure we can help you without delay,
- [Insurance](https://cssb.mb.ca/members/insurance/) - Insurance decisions before retirement (5:41) If you’re getting ready to retire, you have some decisions to make about your group insurance. This video walks you through the steps you need to take. Who to contact Before retirement Your employer manages your insurance. Contact your employer to change coverage or beneficiaries. Canada Life reviews and pays
- [Late-career seminar](https://cssb.mb.ca/member-resources/seminars/late-career-seminar/) - If you’re thinking about or actively planning for retirement, the pre-retirement seminar is your next step. This seminar is designed to give you the confidence and clarity you need to retire with peace of mind. Members as far as five years out from retirement are encouraged to attend. You can attend later than that if
- [Mid-career webinar](https://cssb.mb.ca/member-resources/seminars/mid-career-webinar/) - Mid-career is the perfect time to build confidence for retirement. Start now to understand your benefits and opportunities to maximize your pension, creating a smooth and secure path forward. What you'll learn This one-hour session is packed with key insights on: Plan basics: Understand your contributions and how your pension is calculated Annual pension statement:
- [Retirement ready](https://cssb.mb.ca/members/late-career-member/retirement-ready/) - Insurance decisions before retirement (5:41) Before you retire, you'll need to make some decisions about your group insurance. This video walks you through the steps you need to take. The retirement process can be broken down into three phases: Before you retire (five years out) Ready to apply (six months out) After you apply (final
- [Seminars](https://cssb.mb.ca/member-resources/seminars/) - Our seminars are designed to support you at every stage of your career. We offer online and in-person learning opportunities across the province, each focused on the topics that matter most to you right now. To register, log in to your Online Services account. Click the tiles below to learn more about each seminar. Mid-career
- [Videos](https://cssb.mb.ca/member-resources/videos/) - Pre-retirement – Adjustments to your pension (4:19)
- [Rate increase](https://cssb.mb.ca/members/rateincrease/) - Contribution rates are going up 0.5% in April 2026. Key words A quick look at these key words will help you get the most from this page. Contribution: The money you pay into the pension plan. Earnings: On this page, earnings mean your pensionable earnings, or the salary used to calculate your pension contributions. It
- [History](https://cssb.mb.ca/about/history/) - Since 1939, CSSB has helped Manitoba’s public sector employees build a secure retirement. Over the decades, the plan has evolved to meet changing needs—improving pension formulas, expanding eligibility, and adapting to new legislation. CSSB’s history reflects its commitment to ensuring members' long-term financial well-being.
- [Pension basics](https://cssb.mb.ca/members/pension-basics/) - Whether you’re just starting your career or nearing retirement, your pension plan helps you build financial security for the future. Let’s break down how it works and the benefits it provides. Defined benefit pension CSSB offers a defined benefit pension plan. This means your pension is calculated using a formula. The formula considers a few
- [Publications](https://cssb.mb.ca/member-resources/publications/) - Publications Feature resource Search publications
- [Disability allowance](https://cssb.mb.ca/member-resources/disability-allowance/) - At some point, you may become disabled or too sick to work. The disability allowance is a monthly payment designed to support you during this difficult time. How it works The disability allowance is based on the CSSB pension you’ve earned up to your last paid day with your employer. It’s calculated using the pension plan
- [Banked vacation days](https://cssb.mb.ca/members/late-career-member/banked-vacation-days/) - You can bank up to the number of vacation days you would have earned in the two years before retirement, up to a maximum of 50 days. For example, if you earn 25 days per year, you could bank the maximum of 50 days. By banking vacation days, you will get a lump-sum payout, which increases your
- [Pension payment dates](https://cssb.mb.ca/members/retired-member/pension-payment-dates/) - CSSB pays pensions by direct deposit on the second last banking day of the month. 2026 payment dates January 29, 2026 (Thursday) February 26, 2026 (Thursday) March 30, 2026 (Monday) April 29, 2026 (Wednesday) May 28, 2026 (Thursday) June 29, 2026 (Monday) July 30, 2026 (Thursday) August 28, 2026 (Friday) September 28, (Monday) October 29,
- [Take a leave of absence](https://cssb.mb.ca/life-events/take-a-leave-of-absence/) - Eligibility Estimating the cost How to request information Payment options Tax implications
- [Death](https://cssb.mb.ca/life-events/death/) - Planning for the future means deciding what will happen to your pension when you pass away. This ensures your wishes are carried out and your loved ones are protected. Share this page with your spouse, common-law partner, or beneficiary so they know what to do. Death after retirement If you die after retirement, benefits payable
- [Leave employment for any reason](https://cssb.mb.ca/life-events/leave-employment-for-any-reason/) - Leave employment (6:25) If you leave your job, you'll need to decide what to do with your pension. This video walks you through your four options. When a member leaves employment, the process is as follows: You would then complete the enclosed option forms and return to us for processing. When all final monies owing
- [Secure member portal](https://cssb.mb.ca/members/member-portal/) - Online services With Online Services, you have secure, instant access to your pension information, making it easy to manage your essentials and plan for retirement. Signing up? Creating your account is simple. Here’s what you’ll need. A cellphone or landline Personal email address Social Insurance Number One of these: A registration key (your registration key
- [What to expect after retirement](https://cssb.mb.ca/members/retired-member/what-to-expect/) - Once you’ve applied for your pension, there are a few more steps to ensure everything is in order. From reviewing your forms to confirming your pension amount, here’s what you can expect as you transition into retirement. Reviewing your retirement application CSSB will review your retirement forms to ensure they are complete, that deadlines were
- [About](https://cssb.mb.ca/about/) - About CSSB At CSSB, we help members build a secure retirement. As administrators of the defined benefit pension plan for the Government of Manitoba and other public sector employers, we ensure pensions are there when members need them—providing retirement income for life. To make that promise a reality, our investment team carefully manages the $9.1
- [New Member](https://cssb.mb.ca/members/new-member/) - Welcome: pension plan basics (3:04) Learn more about how your defined benefit pension is calculated, its unique benefits, and how your contributions secure your financial future. A must-watch guide to understanding your pension and how it protects you and your loved ones. Pension basics Get clear, straightforward information on your contribution rates, how your pension
- [Asset class performance](https://cssb.mb.ca/investments/investments-performance/asset-class-performance/) - Fixed Income US Equities Canadian Equities International Equities Infrastructure Private Credit Private Equity Real Estate Glossary Fixed income An investment that pays regular interest, such as a loan or a bond. When an investor buys a bond, they loan money to a government or company for a set period. In exchange, they get interest payments
- [Total fund performance](https://cssb.mb.ca/investments/investments-performance/total-fund-performance/) - As of December 31, 2024 In 2024, the Civil Service Superannuation Fund (CSSF) earned 16.25%. This return outpaced the policy benchmark return of 14.1% and the actuarial rate of return of 6%. For over 30 years, the CSSF has consistently earned more than the policy benchmark and the actuarial rate of return. We diversify our
- [When you can retire](https://cssb.mb.ca/members/late-career-member/when-you-can-retire/) - Retirement ages Earliest retirement age: 55 Latest retirement age: 71 Exception: If you work in Corrections, you can retire as early as age 50 if your age and qualifying service total 75 or more (e.g., age 50 + 25 years of service = 75). Important terms Reduced pension: You receive a lower pension amount
- [Fixed Income](https://cssb.mb.ca/investments/investments-performance/asset-class-performance/fixed-income/) - Allocation 14.9% Annual return 3.78% Exposure $1.4 B Benchmark 3.31% 2024 performance The bond portfolio generated a return of 3.78% in 2024, compared to a benchmark return of 3.31%. The outperformance was driven by an overweight corporate credit position that was maintained throughout the year. Divergence was the theme for the Canadian bond market in
- [Real Estate](https://cssb.mb.ca/investments/investments-performance/asset-class-performance/real-estate-holdings/) - Allocation 11.0% Annual return 3.70% Exposure $1.01 B Benchmark 2.91% 2024 performance In 2024, the real estate portfolio generated a 3.70% return compared to our benchmark of 2.91%. In 2024, the Bank of Canada began cutting interest rates, which halted the decline in real estate values, helping drive overall positive returns for the portfolio. Offices,
- [Private Equity](https://cssb.mb.ca/investments/investments-performance/asset-class-performance/private-equity/) - Allocation 3.4% Annual return 30.93% Exposure $0.31 B Benchmark 28.59% 2024 performance Private equity assets generated a return of 30.93% in 2024, compared to our benchmark of 28.59% (MSCI World + 200 basis points). Our private equity returns were driven by organic EBITDA growth and accretive M&A activities across our portfolio companies, particularly in our
- [Private Credit](https://cssb.mb.ca/investments/investments-performance/asset-class-performance/private-credit/) - Allocation 5.3% Annual return 11.21% Exposure $0.49 B Benchmark 9.24% 2024 performance Private credit generated a gain of 11.21% in 2024 compared to our benchmark return of 9.24% (LSTA + 50 basis points). The return was driven primarily from interest income and spread tightening. Since most of the program is exposed to floating rate debt,
- [Infrastructure](https://cssb.mb.ca/investments/investments-performance/asset-class-performance/infrastructure/) - Allocation 10.6% Annual return 15.28% Exposure $0.97 B Benchmark 6.38% 2024 performance Our infrastructure assets generated a return of 15.28% in 2024, compared to the benchmark of 6.38% (5-year forward inflation rate plus a 4% risk premium). Our returns were supported by steady income generation and valuation gains from operational performance across several assets, particularly
- [International Equities](https://cssb.mb.ca/investments/investments-performance/asset-class-performance/international-equities/) - Allocation 22.2% Annual return 16.22% Exposure $2.0 B Benchmark 14.53% 2024 performance The International Equities portfolio returned 16.22% compared to its benchmark return of 14.53%. The portfolio’s outperformance was due to the Fund’s overweight exposure to emerging markets, which outperformed EAFE and the strong performance from Jennison. Investment approach Our International Equities portfolio uses a
- [Canadian Equities](https://cssb.mb.ca/investments/investments-performance/asset-class-performance/canadian-equities/) - Allocation 10.0% Annual return 18.52% Exposure $916 M Benchmark 21.02% 2024 performance The Fund’s Canadian Equity allocation delivered a return of 18.52% in 2024, compared to its benchmark return of 21.02%. This performance was driven by an 18.79% return from the Large Cap Fund and a 16.54% return from the Low Volatility Fund. While the
- [US Equities](https://cssb.mb.ca/investments/investments-performance/asset-class-performance/us-equities/) - Allocation 21.1% Annual return 34.62% Exposure $1.93 B Benchmark 34.59% 2024 performance US Equities returned 34.62% in 2024 versus the Fund’s benchmark return of 34.59%. The outperformance was attributable to the internal Large Cap US Equity Fund beating its benchmark by 88 basis points. The two index funds finished the year even with their benchmarks
- [Asset mix as of December 31, 2024](https://cssb.mb.ca/investments/investments-information/asset-mix/) - Annual return 16.25% Total assets $9.1 B Benchmark 14.10% Investment overview Over 2024, the global economy experienced steady, albeit uneven growth across the major regions. The US economy remained the main driver of global economic growth. China’s economy struggled for most of the year but rebounded over the final quarter. Europe and Japan were areas
- [Investments performance](https://cssb.mb.ca/investments/investments-performance/) - Total fund performance Asset class performance
- [Environmental, social, and governance](https://cssb.mb.ca/investments/environmental-social-and-governance/) - Socially responsible corporate behaviour, which includes environmental, social, and governance (ESG) policies and procedures, can reduce the risk to long-term corporate profitability and investment performance. Our managers incorporate ESG into their investment processes. One of our most important rights as investors is to cast votes in a way that is consistent with the long-term best
- [Investment policies & procedures](https://cssb.mb.ca/investments/investments-information/statements-of-investment-policies-procedures/) - The policies and procedures that guide or impact investment decisions include: Proxy Voting Policy and Guidelines Statement of Investment Policies and Procedures (SIP&P) Compliance with Investment Manager Mandates Statement of investment policies & procedures SIP&P guides the investment decision-making process. This document is created with input from an independent consultant, the Investment Committee, and the
- [External managers](https://cssb.mb.ca/investments/investments-information/external-managers/) - International Public Equities Jennison Associates Mackenzie Investments Asia Limited Marathon M-L RBC Global Asset Management William Blair Infrastructure Blackstone Inc Brookfield Asset Management Instar Asset Management Northleaf Capital OMERS Investment Management Private Credit Brookfield Asset Management Carlyle Group Northleaf Capital Sagard Holdings Private Equity Brookfield Asset Management Thoma Bravo Veritas Capital Real Estate Brookfield Asset
- [Your investment team](https://cssb.mb.ca/investments/investments-information/your-investment-team/) - Peter Josephson, CFA Chief Investment Officer Peter has been an integral part of our investment team since 1999, following his tenure as Executive Vice-President & Chief Investment Officer at a major investment management firm. With a career spanning several decades, Peter has been deeply involved in managing portfolios, establishing asset mix strategies, and making key
- [Investments information](https://cssb.mb.ca/investments/investments-information/) - Your investment team External managers Asset mix Investment policies & procedures
- [Privacy Policy](https://cssb.mb.ca/about/privacy/) - Privacy Policy Privacy statement In the context of providing administrative services in connection with the Civil Service Superannuation Fund (Pension Plan) and various other plans, the Civil Service Superannuation Board of Manitoba (the “CSSB”) interacts with the personal information of plan members and associated individuals. CSSB is committed to ensuring the privacy of plan members
- [Increase your pension](https://cssb.mb.ca/members/increase-your-pension/) - Your pension at retirement is based on two key factors Your total years of pensionable service Your five highest years of salary There are five ways to increase your pension Learn more about: Combining CSSF accounts Transferring your pension from another plan Banking vacation days Buying back service for a leave of absence Buying service
- [Combine or transfer accounts](https://cssb.mb.ca/members/new-member/transfer-or-combine-accounts/) - Combine accounts If you worked for a CSSF employer in the past and re-enter the pension plan, you can combine accounts if: You did not voluntarily remove any of the pension in your old account You re-enter the pension plan within three years of leaving You apply to combine accounts within two years of
- [Late career member](https://cssb.mb.ca/members/late-career-member/) - Nearing the finish line? If retirement is about five years away, now’s the time to prepare. Find tips on maximizing your pension, step-by-step checklists, and all the resources you need for a smooth transition. Retirement ready If retirement is on the horizon, it’s time to start planning. There are many decisions to make and timing
- [Monthly pension statement](https://cssb.mb.ca/members/retired-member/monthly-pension-statement-2/) - As a retired member, you’ll receive your pension statements electronically through your Online Services account or by mail. Online Services When your statement is ready, you’ll get an email letting you know. To view it: Sign in to your Online Services account. Go to your Inbox under the Document Centre. Your statement will appear under
- [Monthly pension or lump sum payment](https://cssb.mb.ca/members/late-career-member/monthly-payment-or-lump-sum/) - Most plan members choose a monthly pension option at retirement. However, members can choose a lump sum payment instead. Monthly payments give you a predictable dollar amount for life, while a lump sum gives you all your pension money at once. The best option depends on your situation. CSSB staff can help explain these options
- [Mid-career member](https://cssb.mb.ca/members/mid-career-member/) - If you’re mid-career, now’s the perfect time to make the most of your pension plan. Here, you can explore ways to increase your pension, like options to buy missed pensionable service. Pension basics Get clear, straightforward information on your contribution rates, how your pension is calculated, and other plan benefits. Mid-career member checklist Mid-career member
- [Life Events](https://cssb.mb.ca/life-events/) - Life events Major life events can impact your pension. We want you to have the right information when you need it. Whether you're starting a family, going through a separation, planning for retirement, or facing an illness, CSSB is here to guide you through your next steps. Leaving the plan? Know your options If you’re
- [Members](https://cssb.mb.ca/members/) - Members New member Mid-career member Late-career member Retired membeer
- [Governance](https://cssb.mb.ca/about/governance-mission-vision/) - Governance The Board The Board is the pension plan trustee. They are responsible for overseeing the plan’s administration and management of the Civil Service Superannuation Fund, ensuring investments serve all members and beneficiaries. The Board also… Ensures the Fund is managed according to governing legislation Delegates the day-to-day management to the Chief Administrative Officer and
- [News](https://cssb.mb.ca/about/news/) - News
- [Employers](https://cssb.mb.ca/employers/) - Employers Employers who participate in the Civil Service Superannuation Fund and the Public Service Group Insurance Fund play an important role in the administration of these plans. Working in partnership with CSSB, employers provide their employees with information about these benefits. Resources
- [Webinars](https://cssb.mb.ca/employers/webinars/) - Registering new employees Permanent Full-Time Employee (9:33) Becoming Full-Time Permanent (10:11) Enrolling Term Employee (13:47 min) Part-Time and Casual Employee (13:56) Year-end report Year-end report webinar (1 hour) End of Service End of Service Webinar
- [Participating Employers](https://cssb.mb.ca/employers/participating-employers/) - The following employers currently participate in the Civil Service Superannuation Fund (CSSF). Assiniboine Community College Child and Family All Nations Coordinated Response Network Inc. Civil Service Superannuation Board Communities Economic Development Fund CUPE Support Workers - Child and Family Services Dairy Farmers of Manitoba Efficiency Manitoba Inc. Hams Marketing Services Co-op Inc. Horizon Lab Ltd
- [T4A or NR4](https://cssb.mb.ca/members/retired-member/t4a-or-nr4/) - A T4A (NR4 for non-residents of Canada) is a tax slip needed when filing your income taxes. It shows your total pension payments and income tax deducted for the previous year. CSSB sends tax slips (T4As or NR4s) to pension recipients. They are sent online in January or by mail in February. Register for Online
- [Integration](https://cssb.mb.ca/members/late-career-member/integration/) - When you retire, your income will likely come from multiple sources, including: Your CSSB pension Canada Pension Plan (CPP) Old Age Security (OAS) These income sources don’t begin at the same time. CPP and OAS can start later than your CSSB pension. Integration adjusts your CSSB pension to provide the same level of income throughout your
- [Glossary](https://cssb.mb.ca/member-resources/glossary-of-terms/) - Glossary When it comes to pensions, sometimes there’s no easy substitute for the words used in the industry. We do our best to break it down here. Did we miss something? If you find a word on our site that you don’t understand and it’s not listed here, let us know: askus@cssb.mb.ca. A Accrued
- [Divorce or separate](https://cssb.mb.ca/life-events/divorce-or-separate/) - Your pension is an important family asset. If your marriage or common-law partnership ends, your former spouse may be entitled to part of the pension you earned while you were together. This process is guided by Manitoba legislation and requires either a court order or a written agreement to divide family assets. If you're navigating
- [Dispute Resolution Policy](https://cssb.mb.ca/about/member-dispute/) - Dispute Resolution Policy Purpose CSSB is committed to providing members with timely and accurate information and excellent service. If you have concerns about how information or plan rules were applied to your pension or insurance benefits, you can use the dispute resolution process outlined in this policy. Scope This process may be used by members
- [Get married or move in together](https://cssb.mb.ca/life-events/get-married-or-move-in-together/) - Marriage or a new live-in partnership is an exciting milestone. It’s a good time to check in on how your pension and benefits can support your future together. Keep in mind that your pension is a family asset. Your spouse or common-law partner has automatic entitlements. Defining a common-law partner In Manitoba, married and
- [Work past age 71](https://cssb.mb.ca/life-events/work-past-age-71/) - Turning 71 doesn’t mean you have to stop working. In Manitoba, there’s no mandatory retirement age. But the Income Tax Act does require you to start receiving your pension in December of that year. Continuing to work past age 71 If you plan to work past age 71, here are the details you need to
- [Direct deposit changes](https://cssb.mb.ca/members/direct-deposit-changes/) - Pension payment schedule Pension payments are made on the second last business day of each month. Change deadline To update your direct deposit account, please make your request at least a few weeks in advance of deposit date. How to change direct deposit information You can update your direct deposit information one of two ways:
- [Links](https://cssb.mb.ca/about/links/) - The Civil Service Superannuation Act The Pension Benefits Act of Manitoba Superannuation and Insurance Liaison Committee
- [Our commitment to accessibility](https://cssb.mb.ca/about/accessibility/) - Our commitment to accessibility The Civil Service Superannuation Board and the Board’s staff (collectively, “the Board”) are committed to providing customer service to plan members and other stakeholders which is consistent with the purposes and principles of The Accessibility for Manitobans Act and The Human Rights Code. The Board has a long-standing commitment to ensuring
- [Pension payment options](https://cssb.mb.ca/members/late-career-member/pension-payment-options/) - As you prepare for retirement, choosing your pension payment option is one of the most important decisions you will make. This choice determines: The income you will receive for your lifetime Whether income will continue to a beneficiary after you pass away No matter which option you choose, your pension is payable for your lifetime.
- [Resources](https://cssb.mb.ca/member-resources/resources/) - Search Resources
- [Buy Back Service](https://cssb.mb.ca/members/mid-career-member/buy-back-service/) - Eligibility Estimating the cost How to request information Payment options Tax implications
- [Death of a retired member](https://cssb.mb.ca/members/retired-member/death-of-a-retired-member/) - The death of a loved one is a difficult time with many details to take care of. By letting CSSB know about the death as soon as possible, we can ensure pension and insurance benefits (if applicable) are paid without delay. Timely notification also helps avoid stressful situations like pension repayments. How to report a
- [Combining CSSB accounts](https://cssb.mb.ca/life-events/combining-cssb-accounts/) - IMPORTANT: There are time limits to combine your CSSB accounts. You must re-enter the pension plan within three years of leaving. And, you must apply to combine accounts within two years of re-joining the plan. Your accounts are not combined automatically. If you worked for a CSSB employer in the past and re-join the pension
- [Member Resources](/member-resources/publications) - Member Resources Etiaam porta lorem vel erat venenatis dapibus. Orci varius natoque penatibus et magnis dis parturiientm porta lorem vel erat venenatis dapibus. Meet with us Member services specialists are here to help. If you’d like to discuss your pension benefits or need help as you prepare for retirement, let us know. Please schedule a
- [Employer Newsletters](https://cssb.mb.ca/employers/employer-newsletters/) - Employers Employer Connection, Vol. 1, 2022
- [](https://cssb.mb.ca/6322-2/) - Environmental, social, and governance Socially responsible corporate behaviour, which includes environmental, social, and governance (ESG) policies and procedures, can reduce the risk to long-term corporate profitability and investment performance. Our managers incorporate ESG into their investment processes. One of our most important rights as investors is to cast votes in a way that is consistent
- [Investments](https://cssb.mb.ca/investments/) - Investments
- [Cssb Home Page](https://cssb.mb.ca/cssb-home-page/)

## Forms

- [Divorce or separation pension calculation request](https://cssb.mb.ca/wp-content/uploads/2024/07/Divorce-or-Separation-Pension-Calculation-Request.pdf) - If you’re separated or divorced, use this form to request a pension value calculation. This will show how much of your pension was earned during your relationship and may be divided.
- [Apply for the disability allowance](https://cssb.mb.ca/wp-content/uploads/2024/08/Disability-allowance-fact-sheet-and-application-form-DBA-01.pdf) - Use this form to apply for the disability allowance. The attached fact sheet explains eligibility.
- [Set up foreign direct deposit](https://cssb.mb.ca/wp-content/uploads/2024/07/Set-up-foreign-direct-deposit-BA-02-Secured.pdf) - Use this form to update your banking details if you live outside of Canada.
- [Election to reduce retirement insurance](https://cssb.mb.ca/wp-content/uploads/2025/03/Election-to-reduce-retirement-insurance-secured.pdf) - Use this form to reduce your group life insurance coverage at retirement.
- [Election to contribute while on loan to union or organization](https://cssb.mb.ca/wp-content/uploads/2025/02/Election-to-contribute-while-on-loan-to-union-or-organization-secured.pdf)
- [Request for Information about Contributing for Maternity, Parental or Adoptive Leave](https://cssb.mb.ca/wp-content/uploads/2025/03/Requesting-information-about-pension-for-Maternity-Parental-or-Adoptive-Leave.pdf)
- [Maternity, Parental, or Adoptive Leave](https://cssb.mb.ca/wp-content/uploads/2025/03/Requesting-information-about-pension-for-Maternity-Parental-or-Adoptive-Leave.pdf) - Use this form to get cost info about buying service for your maternity, parental, or adoptive leave. Send it directly to CSSB. Deadlines apply.
- [8001 Group Life and Dependents Insurance Appointment and Election Statement](https://cssb.mb.ca/wp-content/uploads/2025/05/8001-Group-Life-and-Dependents-Appointment-and-Election-Statement.pdf)
- [Notice of Desire to Contribute](https://cssb.mb.ca/wp-content/uploads/2024/07/Notice-of-Desire.pdf)
- [Prior Year Arrears ](https://cssb.mb.ca/wp-content/uploads/2024/07/Prior-Year-Arrears.pdf)
- [Report a death](https://cssb.mb.ca/wp-content/uploads/2025/01/Report-a-death-DE-01-Secured.pdf) - Use this form to report the death of a pension plan member.
- [Requesting information about pension for Maternity, Parental, or Adoptive Leave](https://cssb.mb.ca/wp-content/uploads/2025/03/Information-request-form-fillable-updated.pdf) - Contributing to your pension for maternity, parental, or adoptive leave increases the amount of your pension when you retire.
- [TD1MB – Manitoba Personal Tax Credits Return](https://www.canada.ca/en/revenue-agency/services/forms-publications/td1-personal-tax-credits-returns/td1-forms-pay-received-on-january-1-later/td1mb.html) - Pension payments are taxable income. Complete this form so CSSB can estimate and deduct taxes from each pension payment. You must also complete the TD1 (federal).
- [Registration Certificate](https://cssb.mb.ca/wp-content/uploads/2024/08/Registration-Certificate-fillable-1.pdf)
- [Member Information Change Form](https://cssb.mb.ca/wp-content/uploads/2024/07/Member-Information-Change-Form-2.pdf) - Use this form to update your name, address, date of birth, or Social Insurance Number. You can also update your address in Online Services.
- [TD1 – Non-Manitoba Personal Tax Credits Returns (all provinces)](https://www.canada.ca/en/revenue-agency/services/forms-publications/td1-personal-tax-credits-returns/td1-forms-pay-received-on-january-1-later.html) - If you live outside Manitoba, complete the TD1 for your province. Pension payments are taxable income. This form helps CSSB estimate and deduct taxes from each payment.
- [M62 Group Life/Accidental Death & Disablement/Dependents Death Claim Report](https://cssb.mb.ca/wp-content/uploads/2024/08/M62-330780.pdf)
- [M4437 Application for Accidental Disablement or Specific Loss – Employer/Policyholder Statement](https://cssb.mb.ca/wp-content/uploads/2024/08/M4437-330780.pdf)
- [M6809 Assignment](https://cssb.mb.ca/wp-content/uploads/2024/08/M6809.pdf)
- [M6797(ER330780) Group Life Insurance Waiver of Premium Benefit Application – Employer’s Statement](https://cssb.mb.ca/wp-content/uploads/2024/08/M6797-ER330780.pdf)
- [M6797(EE330780) Group Life Insurance Waiver of Premium Benefit Application – Employee’s Statement](https://cssb.mb.ca/wp-content/uploads/2024/08/M6797-EE330780.pdf)
- [M6797(AP330780) Group Life Insurance Waiver of Premium Benefit Application – Attending Physician’s Initial Statement](https://cssb.mb.ca/wp-content/uploads/2024/08/M6797-AP330780.pdf)
- [8016 Retirement Notice for Insurance Only Members](https://cssb.mb.ca/wp-content/uploads/2024/08/8016.pdf)
- [8017 Election to Continue or Waive Group Insurance During An Employer Approved Leave of Absence or Lay Off](https://cssb.mb.ca/wp-content/uploads/2024/08/8017-Waive-or-Continue-insurance-on-leave-2026.pdf)
- [8015 Termination Notice for Insurance Only Members](https://cssb.mb.ca/wp-content/uploads/2024/08/8015.pdf)
- [8014 Registration Certificate for Insurance Only Members](https://cssb.mb.ca/wp-content/uploads/2024/08/8014.pdf)
- [8013 Request for a Higher Life Insurance Class](https://cssb.mb.ca/wp-content/uploads/2024/08/8013.pdf)
- [8012 Request for Dependents Insurance or An Increased Number of Units](https://cssb.mb.ca/wp-content/uploads/2024/08/8012.pdf)
- [8008 Group Insurance Waiver of Premium](https://cssb.mb.ca/wp-content/uploads/2024/08/8008.pdf)
- [8009 Group Life Insurance Death Claim](https://cssb.mb.ca/wp-content/uploads/2024/08/8009.pdf)
- [8011 Accidental Disablement Claim](https://cssb.mb.ca/wp-content/uploads/2024/08/8011.pdf)
- [8010 Dependents Insurance Death Claim](https://cssb.mb.ca/wp-content/uploads/2024/08/8010.pdf)
- [8002B Application for Changes to the Dependents Insurance Plan](https://cssb.mb.ca/wp-content/uploads/2024/08/8002B.pdf)
- [8007 Bi-Weekly Premium Remittance Report](https://cssb.mb.ca/wp-content/uploads/2024/08/8007-Bi-Weekly-Premium-Remittance-Report.pdf)
- [8006 Life Insurance Retirement Notice](https://cssb.mb.ca/wp-content/uploads/2024/08/8006.pdf)
- [8003 Application for Changes in Life Insurance Class](https://cssb.mb.ca/wp-content/uploads/2024/08/8003.pdf)
- [Member Information Change Form](https://cssb.mb.ca/wp-content/uploads/2024/07/Member-Information-Change-Form-2.pdf) - Use this form to update your name, address, date of birth, or Social Insurance Number. You can also update your address in Online Services.
- [1012 – Form of Election for Employees Receiving Workers’ Compensation Benefits](https://cssb.mb.ca/wp-content/uploads/2024/07/Form-of-Election-WCB.pdf)
- [1015 – Form of Election To Contribute on Year-Round to Seasonal Service](https://cssb.mb.ca/wp-content/uploads/2024/07/Application-to-Contribute-Year-round-to-Seasonal.pdf)
- [1019 – Application To Purchase Prior Non-Pensionable Service](https://cssb.mb.ca/wp-content/uploads/2024/07/Application-to-purchase-PNE.pdf)
- [Election to Contribute On Reduced Hours in Last Five Years](https://cssb.mb.ca/wp-content/uploads/2024/07/Election-to-Contribute-on-reduced-hours-in-last-5-years.pdf)
- [1011 – Form of Election for Employees On Loan – Without Salary](https://cssb.mb.ca/wp-content/uploads/2024/07/Form-of-Election-On-Loan-without-Salary.pdf)
- [1005 – Form of Election for Employees on Education Leave – Allowance Paid](https://cssb.mb.ca/wp-content/uploads/2024/07/Form-of-Election-Education-Leave-Allowance-Paid.pdf)
- [1010 – Form of Election for Employees On Loan – With Part Salary](https://cssb.mb.ca/wp-content/uploads/2024/07/Form-of-Election-On-Loan-part-salary.pdf)
- [1008 – Form of Election for Employees on Education Leave – Without Salary](https://cssb.mb.ca/wp-content/uploads/2024/07/Form-of-Election-Education-Leave-without-salary.pdf)
- [1007 – Form of Election for Employees on Education Leave – With Part Salary](https://cssb.mb.ca/wp-content/uploads/2024/07/Form-of-Election-Education-Leave-with-part-salary.pdf)
- [1006 – Form of Election for Employees on Education Leave – With Full Salary](https://cssb.mb.ca/wp-content/uploads/2024/07/Form-of-Election-Education-Leave-with-Full-Salary.pdf)
- [Registration Certificate (fillable PDF)](https://cssb.mb.ca/wp-content/uploads/2024/08/Registration-Certificate-fillable-1.pdf)
- [Waiver of 60% Joint Survivor Pension](https://www.gov.mb.ca/asset_library/en/pension/pdf/form5a_waiver60joint.pdf) - If you choose a pension that provides your spouse/common-law partner with less than a 60% survivor benefit, they must sign this consent form.
- [Consent for Integrated Pension](https://www.gov.mb.ca/asset_library/en/pension/pdf/form5b_integratedconsent.pdf) - If you integrate your pension with CPP and/or Old Age Security, your spouse/common-law partner must sign this consent form.
- [Direct Deposit Information ](https://cssb.mb.ca/wp-content/uploads/2024/07/Direct-Deposit-Change-form.pdf) - Use this form to update your banking info. You can also make this change through your Online Services account.
- [Pensioner Information Change ](https://cssb.mb.ca/wp-content/uploads/2024/07/Pensioner-Information-Change-Form.pdf) - Use this form to update your name or address after retirement. You can also update your address through your Online Services account.
- [Authorization to Communicate ](https://cssb.mb.ca/wp-content/uploads/2024/07/Authorization-to-Communicate-1.pdf) - Use this form to allow CSSB to share your pension and insurance information with another person.
- [TD1 – Personal Tax Credits Return (federal)](https://www.canada.ca/en/revenue-agency/services/forms-publications/td1-personal-tax-credits-returns/td1-forms-pay-received-on-january-1-later/td1.html) - Pension payments are taxable income. Complete this form so CSSB can estimate and deduct taxes from each pension payment.
- [Increase Income Tax From Monthly Pension](https://cssb.mb.ca/wp-content/uploads/2024/07/Request-to-Increase-Income-Tax-Deduction.pdf) - Use this form to change the amount of income tax deducted from your pension. You can also make this change through your Online Services account (new feature).
- [Pension Beneficiary Designation (post-retirement) ](https://cssb.mb.ca/wp-content/uploads/2024/08/CSSF-beneficiary-designation-form-min-guaranteed-pension.pdf) - Use this form after retirement to update your beneficiary if you chose a minimum guarantee pension payment option.
- [Buy Missed Service (leave of absence)](https://cssb.mb.ca/wp-content/uploads/2024/07/Application-to-purchase-SSBB.pdf) - If you took a leave of absence and didn’t make pension contributions, you can buy back that service as long as you’re still working. Buying service increases your pension at retirement.
- [Insurance Beneficiary Change ](https://cssb.mb.ca/wp-content/uploads/2024/08/M6697.pdf) - Use this form to update your group life insurance beneficiary. If you are employed, submit the form to your employer. If you are retired, submit the form to CSSB.
- [Pension Beneficiary Designation (pre-retirement) ](https://cssb.mb.ca/wp-content/uploads/2025/01/Pension-Beneficiary-Designation-Form-In-the-event-of-death-prior-to-retirement.pdf) - Use this form to update your pension beneficiary if you are an active member (before retirement). If you are married or common-law, your spouse is automatically your beneficiary.
- [End of service report](https://cssb.mb.ca/wp-content/uploads/2026/04/End-of-service-report.pdf)
- [Request to transfer funds to the Civil Service Superannuation Board Money Purchase Plan](https://cssb.mb.ca/wp-content/uploads/2026/04/Request-to-transfer-funds-to-the-Civil-Service-Superannuation-Board-Money-Purchase-Plan.pdf)
- [Evidence of insurability (M5995) (PDF-fillable)](https://cssb.mb.ca/wp-content/uploads/2025/10/Evidence-of-insurability-M5995-PDF-fillable.pdf)
- [Evidence of insurability (M5995)](https://cssb.mb.ca/wp-content/uploads/2025/10/Evidence-of-insurability-M5995.pdf)
- [Application to Purchase Special Service Buy Back](https://cssb.mb.ca/wp-content/uploads/2025/02/Application-to-purchase-SSBB.pdf)
- [M6697 Beneficiary Designation](https://cssb.mb.ca/wp-content/uploads/2025/04/M6697.pdf)
- [8002A Application for Coverage in the Dependents Insurance Plan](https://cssb.mb.ca/wp-content/uploads/2025/04/8002A.pdf)

## Resources

- [Disability allowance fact sheet](https://cssb.mb.ca/wp-content/uploads/2025/02/Disability-allowance-fact-sheet.pdf)
- [Group insurance guidebook: how your insurance works](https://cssb.mb.ca/wp-content/uploads/2025/02/Group-insurance-guidebook-how-your-insurance-works-1.pdf)
- [Pre-retirement seminar guidebook](https://cssb.mb.ca/wp-content/uploads/2025/02/Pre-retirement-seminar-booklet-2026.pdf)
- [Pre-retirement checklist](https://cssb.mb.ca/wp-content/uploads/2025/03/pre-retirement-checklist-2025-1.pdf)
- [Pension plan summary](https://cssb.mb.ca/wp-content/uploads/2025/03/Pension_plan_summary_October_2021.pdf)
- [Pension Highlights](https://cssb.mb.ca/wp-content/uploads/2025/03/Pension-Highlights-New-Members.pdf)
- [Pension Highlights for New Members](https://cssb.mb.ca/wp-content/uploads/2025/02/Pension-Highlights-New-Members.pdf)
- [CSSF Actuarial Report 2022](https://cssb.mb.ca/wp-content/uploads/2022/08/CSSF-Actuarial-Report-2022.pdf)
- [Termination Fact Sheet](https://cssb.mb.ca/wp-content/uploads/2025/03/Fact-Sheet-Termination.pdf)
- [Pension Plan Administration Manual](https://cssb.mb.ca/wp-content/uploads/2021/10/Pension-Plan-Administration-Manual-1.pdf)
- [Group Insurance Administration Manual](https://cssb.mb.ca/wp-content/uploads/2021/10/Group-Insurance-Administration-Manual-2026-updates.pdf)
- [Money Purchase Plan](https://cssb.mb.ca/wp-content/uploads/2025/04/FactSheet-MoneyPurchasePlan-accessible.pdf)
- [CSSF Actuarial Report 2023](https://cssb.mb.ca/wp-content/uploads/2024/07/CSSF_23_rpt_final_sent-2024-07-03.pdf)
- [2024 Pension Pathways Newsletter](https://cssb.mb.ca/wp-content/uploads/2024/07/PensionPathways-newsletter-accessible.pdf)
- [2023 Actuarial Valuation Report on the Superannuation Adjustment Account](https://cssb.mb.ca/wp-content/uploads/2025/03/2023-CSSF-COLA-Report.pdf)
- [2023 Annual Report](https://cssb.mb.ca/wp-content/uploads/2025/02/CSSB-annual-report.pdf)
- [Transfer Values and Lump Sum Payments](https://cssb.mb.ca/wp-content/uploads/2025/02/Fact-Sheet-Transferring-Values.pdf)
- [Glossary](https://cssb.mb.ca/member-resources/glossary-of-terms/) - When it comes to pensions, sometimes there’s no easy substitute for the words used in the industry. We do our best to break it down here.
- [End of Service Webinar Q&A](https://cssb.mb.ca/wp-content/uploads/2025/02/a8e4c9_e1807258d43847cea9f9199786a4e9ab.pdf)
- [End of Service Webinar](https://cssb.mb.ca/wp-content/uploads/2025/02/a8e4c9_bbd90f5c6730499ba599ce5c40013c31.pdf) - Employer Webinar slide deck
- [Amendment to The Civil Service Superannuation Act](https://cssb.mb.ca/resources/amendment-to-the-civil-service-superannuation-act/) - Bill 43, The Civil Service Superannuation Amendment Act, received Royal Assent in the Manitoba legislature on October 14, 2020. This Bill changes the provisions of the Civil Service Superannuation Fund pension plan, and became effective immediately. The majority of the amendments are minor housekeeping changes that update or clarify existing provisions of The Civil Service
- [2022 Annual Report](https://cssb.mb.ca/wp-content/uploads/2025/02/2022-Annual-Report.pdf)
- [2026 Pension pathways newsletter](https://cssb.mb.ca/wp-content/uploads/2026/07/Pension-pathways-newsletter-2026-accessible.pdf)
- [Retired member health insurance plans](https://cssb.mb.ca/wp-content/uploads/2026/03/Fact-sheet-Retired-member-health-insurance-plans-1.pdf)
- [2025 Actuarial Valuation Report on the Superannuation Adjustment Account](https://cssb.mb.ca/wp-content/uploads/2026/03/2025-CSSF-COLA-Report-1.pdf)
- [How to get ready for your webinar](https://cssb.mb.ca/resources/how-to-get-ready-for-your-webinar/)
- [Understand the rate increase: at a glance](https://cssb.mb.ca/resources/understand-the-rate-increase-at-a-glance/)
- [Pension contribution rates across other plans](https://cssb.mb.ca/resources/pension-contribution-rates-across-other-plans/)
- [CSSB contribution history](https://cssb.mb.ca/resources/cssb-contribution-history/)
- [2025 Pension pathways newsletter](https://cssb.mb.ca/wp-content/uploads/2025/07/Pension-pathways-volume-31.pdf)
- [Mid-career webinar guidebook](https://cssb.mb.ca/wp-content/uploads/2025/11/Mid-career-webinar-guide.pdf)
- [CSSF Actuarial Report 2024](https://cssb.mb.ca/wp-content/uploads/2025/09/CSSF-Actuarial-Report-2024.pdf)
- [2024 Actuarial Valuation Report on the Superannuation Adjustment Account](https://cssb.mb.ca/wp-content/uploads/2025/09/2024-Actuarial-Valuation-Report-on-the-Superannuation-Adjustment-Account.pdf)
- [2024 Annual Report](https://cssb.mb.ca/wp-content/uploads/2025/09/CSSB-Annual-Report-2024.pdf)

## Categories

- [Uncategorized](https://cssb.mb.ca/category/uncategorized/)
- [Get the Full Update](https://cssb.mb.ca/category/get-the-full-update/)
- [News](https://cssb.mb.ca/category/news/)

## Tags

- [Board of Directors](https://cssb.mb.ca/tag/board-of-directors/)
- [Online Services](https://cssb.mb.ca/tag/online-services/)
- [T4A](https://cssb.mb.ca/tag/t4a/)
- [CPP](https://cssb.mb.ca/tag/cpp/)
- [Discount Rate](https://cssb.mb.ca/tag/discount-rate/)
- [Meetings](https://cssb.mb.ca/tag/meetings/)
- [Work Stoppage](https://cssb.mb.ca/tag/work-stoppage/)
- [COLA](https://cssb.mb.ca/tag/cola/)
- [Salary](https://cssb.mb.ca/tag/salary/)
- [Communication](https://cssb.mb.ca/tag/communication/)
- [Annual Report](https://cssb.mb.ca/tag/annual-report/)
- [Election](https://cssb.mb.ca/tag/election/)
- [Legislation](https://cssb.mb.ca/tag/legislation/)

## Resource Category

- [New Member](https://cssb.mb.ca/resource_category/new-member/)
- [Insurance](https://cssb.mb.ca/resource_category/insurance/) - Term created for page: Insurance
- [Pension Basics](https://cssb.mb.ca/resource_category/pension-basics/) - Term created for page: Pension Basics
- [Mid Career Member](https://cssb.mb.ca/resource_category/mid-career-member/)
- [Late Career Member](https://cssb.mb.ca/resource_category/late-career-member/)
- [Retired Member](https://cssb.mb.ca/resource_category/pensioner/)
- [Publications](https://cssb.mb.ca/resource_category/publications/)
- [Guidebooks](https://cssb.mb.ca/resource_category/guides/) - Type of Publication: Guides
- [Reports](https://cssb.mb.ca/resource_category/reports/)
- [Fact sheets](https://cssb.mb.ca/resource_category/factsheets/) - Type of Publication: Factsheets
- [Newsletters](https://cssb.mb.ca/resource_category/newsletters/) - Pension Pathways
- [Annual reports](https://cssb.mb.ca/resource_category/annual-report/)
- [featured](https://cssb.mb.ca/resource_category/featured/)
- [Employer](https://cssb.mb.ca/resource_category/employer/)
- [Employers Page](https://cssb.mb.ca/resource_category/employers-page/)
- [Insurance Page](https://cssb.mb.ca/resource_category/insurance-page/)
- [Actuarial reports](https://cssb.mb.ca/resource_category/actuarial-reports/)
- [Pension Pathways](https://cssb.mb.ca/resource_category/pension-pathways/)
- [Cost-of-living reports](https://cssb.mb.ca/resource_category/inflation-reports/)
- [Rate increase](https://cssb.mb.ca/resource_category/rate-increase/)

## Form Category

- [Employers](https://cssb.mb.ca/page_category/employers/)
- [Members](https://cssb.mb.ca/page_category/members/)
- [Death](https://cssb.mb.ca/page_category/death/)
- [Life events](https://cssb.mb.ca/page_category/life-events/)
- [Maternity](https://cssb.mb.ca/page_category/maternity/)
- [Personal information updates](https://cssb.mb.ca/page_category/personal-information-updates/)
- [Beneficiary](https://cssb.mb.ca/page_category/beneficiary/)
- [Service buybacks](https://cssb.mb.ca/page_category/service-buybacks/)
- [Banking](https://cssb.mb.ca/page_category/banking/)
- [Taxes](https://cssb.mb.ca/page_category/taxes/)
- [Divorce or separation](https://cssb.mb.ca/page_category/divorce-separation/)
- [Disability](https://cssb.mb.ca/page_category/disability/)
- [Spousal consent](https://cssb.mb.ca/page_category/spousal-consent/)
- [Insurance](https://cssb.mb.ca/page_category/insurance/)
- [Pension plan forms](https://cssb.mb.ca/page_category/pension-plan-forms/)
- [Group insurance forms](https://cssb.mb.ca/page_category/group-insurance-forms/)
- [Transfers](https://cssb.mb.ca/page_category/transfers/)