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Pensioners

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General

Important note:

If mail is returned from the last known address of the pension recipient, the CSSB will make reasonable attempts to contact the recipient and update the information. Upon the discretion of the CSSB, further pension payments may cease until contact is made with the pension recipient.

Important note: If mail is returned from the last known address of the pension recipient, the CSSB will make reasonable attempts to contact the recipient and update the information. Upon the discretion of the CSSB, further pension payments may cease until contact is made with the pension recipient.

From time-to-time, pension recipients may wish to make changes to their personal information.

If you are registered for the CSSB Online Services, your home address, email address and phone numbers may be updated through the Edit My Profile tab in our Online Services. Registration is quick and easy and allows members immediate access to pension payment dates, pension payment history, post-retirement insurance, and much more!

Changes can also be directed to:

The Civil Service Superannuation Board
c/o Pension Department
1200-444 St. Mary Avenue
Winnipeg, Manitoba R3C 3T1

Or by email to askus@cssb.mb.ca

Or by calling the Board office at 204-946-3225 or Toll Free in Canada at 1-800-432-5134.

Where under an order or agreement, a person becomes entitled to a portion of a pension, the person is only entitled to a division of the monthly pension in pay.

Separation of Relationship

A member’s pension or, if the pension has not commenced, the member’s or former member’s pension benefit credit may be divided if

(a) pursuant to an order of the Court of Queen’s Bench made under The Family Property Act, family assets of the member or former member or his or her spouse, former spouse or common-law partner are required to be divided;

(b) pursuant to a written agreement between the member or former member and his or her spouse, former spouse or common-law partner, their family assets are divided; or

(c) a division of the pension or the pension benefit credit, as the case may be, is required by

(i) an order of a court of competent jurisdiction in another province or territory of Canada, or

(ii) an order of the Court of Queen’s Bench regarding a common-law relationship.

Options

The following options are applicable:

  • Equal division of benefits,
  • Net difference division of benefits if both are members of pension plans, or
  • Waive the division of benefits

Requesting a Statement

Either party or their legal counsel can request a statement of benefits. If someone other than the member makes the request, the information is automatically sent to the member.

In order for the CSSB to provide a statement for separation of relationship, a written request or e-mail is required with the following information or the attached form can be completed and returned to our office:

  • Member’s name and either employee number, PIN number or SIN,
  • Member’s date of birth,
  • Former spouse or partner’s name and birthdate,
  • Full date of marriage or co-habitation,
  • Full date of separation, and
  • Mailing address for all parties you would like the information sent to.

CSSB Relationship Breakup Calculation Request Form

The request can be mailed to the Civil Service Superannuation Board or e-mailed to askus@cssb.mb.ca

Power of attorney is a legal document that allows someone of your choosing to manage your affairs if you become incapacitated.

A Power of Attorney document MUST be properly worded for each individual’s specific needs.

Each POA submitted to the Board will be reviewed on receipt to determine:

  • Does it appear to be valid? Questions of validity may require the Board to seek legal input.
  • Is more than one attorney named? If so, are the named attorneys required to act jointly or has one been given first priority?
  • Is the authority granted by the POA limited or general? Does the POA provide sufficient authority for the attorney to deal with the donor’s pension and/or insurance?
  • Is it springing? If it comes into effect only when certain criteria are met, have they been met?
  • Is it enduring? If a POA is not enduring, it becomes invalid if the donor becomes mentally incompetent.

The Board will follow the provisions of the Public Guardian and Trustee of Manitoba publication, Enduring Power of Attorney, A Guidebook for Donors and Attorneys, in determining the validity of an enduring POA executed in Manitoba, and where there is uncertainty will seek legal input.

Retiree Associations

The Board is not affiliated with any of the following organizations, but has agreed to provide contact information as shown below. Please contact the organizations directly for details about participation. Board staff are unable to answer any questions about retiree associations.

Hydro-X, 204-360-4776

Manitoba Association of Retired Government Employees Inc., 204-956-0045 (message machine) or email at mbgovretirees@gmail.com

MPI Retirees Club, 204-233-6372 or email mpiretclub@hotmail.com

Red River Heritage Group, 204-632-2011

Retiree Health Insurance

The Board does not provide retiree health insurance and is not affiliated with either of the following organizations but has agreed to provide contact information as shown below. Please contact the organizations directly to determine if you are eligible for coverage and coverage details. Board staff are unable to answer any questions about health insurance or retiree associations.

Coverage available to members of the Manitoba Association of Retired Government Employees (MARGE) Inc.

Johnson Inc.
 11120  178th Street NW
 Edmonton AB T5S 1P2

Toll free: 1-877-989-2600 (Administration)
Fax: 1-780-420-6082
Website: http://www.johnson.ca/marge

Coverage is available to all retiring CSSB members and MLAs. No association membership is required for plan membership.

Manitoba Blue Cross
 599 Empress Street
 Winnipeg MB R3C 2X7

Phone: 204-775-0151
Toll free: 1-800-873-2583

Website: http://www.mb.bluecross.ca/direct/retirementbenefits

The Public Service Employees Trust (PSET) oversees the Manitoba Blue Cross plan.

A printable version of the Retiree Health Insurance contact information is available.

If you were insured on your retirement date and immediately commence your pension, Life insurance, and where applicable Dependents insurance, automatically continue at reduced amounts, and premiums would automatically be deducted from your pension.

You can elect to not pay premiums at retirement or anytime thereafter. If you make this election for Life Insurance, coverage would reduce to $4,500. If you make this election for Dependents Insurance, coverage would stop entirely. If you elect to stop paying premiums, you are not permitted to increase your insurance at a later date.

How Do I Change My Insurance Beneficiary?

To change your Group Insurance Beneficiary, please open the Beneficiary Designation form (M6697), print, complete and submit to the Board office.

When Do My Premiums Start From CSSB?

Premiums for retirement insurance will not be deducted while your pension is being paid on an estimate basis, but this delay in deductions does not affect your eligibility for insurance coverage.

Monthly premiums will be deducted from your pension once your pension has been finalized and your employer has confirmed your eligibility for insurance coverage. It takes approximately three to six months after retirement for the pension to be finalized. At that time there will be a one-time retroactive deduction for the period from the day your employee coverage ended, up to and including the current month, plus a deduction for pre-payment of the following month.

Frequently Asked Questions – General Information

Important note: If mail is returned from the last known address of the pension recipient, the CSSB will make reasonable attempts to contact the recipient and update the information. Upon the discretion of the CSSB, further pension payments may cease until contact is made with the pension recipient.

Premiums for retirement insurance will not be deducted while your pension is being paid on an estimate basis, but this delay in deductions does not affect your eligibility for insurance coverage.

Monthly premiums will be deducted from your pension once your pension has been finalized and your employer has confirmed your eligibility for insurance coverage. It takes approximately three to six months after retirement for the pension to be finalized. At that time there will be a one-time retroactive deduction for the period from the day your employee coverage ended, up to and including the current month, plus a deduction for pre-payment of the following month.

We can start to pay your pension before your employer has notified us about your retirement and provided information on your final service and earnings. However, until that information has been received and verified, your pension will be paid on an estimated basis.

Pensions being paid on estimate are based on the last service and earnings information that has been verified by the CSSB. In most cases, this will be the amounts reported at the prior year end, but it could go back even further than that. As a result, this pension could be quite a bit lower (as much as 20%) than the pension estimates you have received, which would have included projected service and earnings amounts.

When final service and earnings information has been reported by your employer and verified by the CSSB, your final pension will be calculated. A one-time adjustment will be made to your pension to make up for any difference between the pension amounts you’ve received and what you should have received.

At that time, CSSB will provide you with written confirmation of your pension arrangements, including a statement of your finalized pension amount and explanations of any deductions.

It is important to notify CSSB of a member’s death as soon as possible. We will need the following information:

  • name of the deceased,
  • date of birth
  • date of death
  • Name and contact information for the pensioner’s spouse or common-law partner or the executor of the estate.