History

Since 1939, CSSB has helped Manitoba’s public sector employees build a secure retirement. Over the decades, the plan has evolved to meet changing needs—improving pension formulas, expanding eligibility, and adapting to new legislation. CSSB’s history reflects its commitment to ensuring members’ long-term financial well-being.

May 1, 1939
  • The Civil Service Superannuation Fund (Fund) and Civil Service Superannuation Board (CSSB) are established.
  • Employee contributions range from 4.5% to 7% based on gender and age.
  • Pension formula: 1/60th of the average annual earnings for total pensionable employment.
  • John Watson appointed first General Manager; EJ Tarr appointed first Board Chair.
1941

JE Woods appointed Board Chair.

1957

Married women, seasonal, and provisional employees can join the plan.

1960

Public Servants Group Insurance Fund established.

1961
  • Investment Committee established to oversee fund investments.
  • Employee contributions standardized to 6% for all members.
  • Employers stop matching contributions and instead pay pension benefits as they come due.
  • Pension formula: changes to 2% of average annual earnings of the last 15 years multiplied by total pensionable employment.
  • HA Benham appointed Board Chair.
1965

Pension formula: changes to 2% of average annual earnings of the last 10 years multiplied by total pensionable employment.

1966
  • Contributions and pension formula coordinated with the Canada Pension Plan (CPP).
  • Pension formula: uses 1.4% up to the year’s maximum pensionable earnings (YMPE) and 2% above.
1968

Seasonal employees can join the plan by signing a Notice of Desire.

1970
  • Ad hoc cost-of-living adjustments begin.
  • Term employees can join the plan.
1973
  • Pension formula: uses the average earnings of the seven highest-earning years out of the last 12 years.
  • Members can transfer pensionable service from other pension plans.
1974

Walter Worosz appointed General Manager.

1976
  • CSSB can administer other pension plans.
  • Certain plan employers begin making matching contributions. Others remain responsible for costs when pensions are paid.
  • JS Anderson is appointed Board Chair.
1977
  • Superannuation Adjustment Account created to fund cost-of-living adjustments; 10.2% of employee contributions are added to the account.
  • Employee contributions set to 5.1% of earnings up to YMPE and 7% above.
  • CSSB uses its first computer for pension administration.
1979
  • Richard Archer appointed Board Chair.
1984
  • Pension formula: uses the average of the highest six years of earnings in the final 12 years of employment.
  • The Pension Benefits Act (Manitoba) comes into effect, setting minimum standards for pension plans.
1985

The Money Purchase Plan account is created.

1986
  • Pension formula: uses the best five of the last 12 years earnings.
  • Employees can cash-out vacation credits to increase their pensionable earnings at retirement.
1992

Changes made to comply with new provisions under the Income Tax Act, including mandatory reductions for early retirement. Reductions are offset by the new bridging benefit.

1994

Gary Coopland appointed Board Chair.

1996
  • Employees can contribute on maternity/parental leave and on seasonal leave.
  • Members of the Province of Manitoba’s Corrections Component can retire earlier. They contribute an additional 1% to finance this.
  • Pension formula: uses the best five years of pensionable earnings during a member’s career.
  • Bob Covernton appointed General Manager.
2000
  • Employees can purchase periods of non-pensionable service (excluding contract) and periods of leave or layoff. Members can purchase maternity leave at a reduced cost, paying only for their share of contributions.
  • Pension formula: changes from 1.4% to 1.6% of average earnings below the average CPP maximum.
  • First CSSB website goes live.
2001

Employee contribution rate increases from 5.1% to 6.0% of pensionable earnings up to the YMPE and 7% above. Employer matching rate remains 5.1% up to YMPE.

2002
  • Same-sex common-law partners are recognized for pension purposes under the Pension Benefits Act (Manitoba).
  • Online Services is launched, providing personalized pension information and planning tools.
2007

Bruce Schroeder appointed General Manager.

2008

Al Morin appointed Board Chair.

2010

The Pension Benefits Act (Manitoba) allows immediate vesting of benefits. Members become entitled to the whole earned pension benefit, not just their own contributions, from their first day of participation.

2012

Contribution rates increase in stages over four years (2012–2015). The employee contribution rate increases from 6% to 8% of pensionable earnings up to the YMPE and from 7% to 9% of pensionable earnings above. With members living longer, increased contributions ensure plan sustainability.

2020
  • Plan sustainability protected by making withdrawals cost neutral.
  • Members can purchase maternity, parental, and adoptive leave after the leave ends rather than needing to decide ahead of time.
2022

Carmele Peter appointed Board Chair.