The cost-of-living adjustment for 2025 is 0.87%. This increase is based on the change in the Canadian Consumer Price Index (CPI) for 2024, which was 1.83%.

If you’re a retired member, this adjustment will be added to your July pension payment and included in your monthly pension going forward. Although not guaranteed, adjustments offer some protection against inflation.  

For more details—including when your first adjustment will start after retirement—visit our webpage on Inflation Protection and Cost-of-Living Adjustments.

There was a group life insurance surplus as of December 2021.  The committees responsible for negotiating changes to the pension and insurance plans have agreed on how to use that surplus.  

The changes are:

1. Contribution rates for the Group Life Plan decrease from $0.1059 to $0.0920 per $1,000 of insurance, bi-weekly. 
2. Cost sharing for employees under the Group Life Plan on Class 1-4 changes from 27.5% employer funded to 30% employer funded. This means employees contribute $0.0644 and employers contribute $0.0276 per $1,000 of insurance.
3. Paid up insurance under the Group Life Plan increases from $6,000 to $8,000.
4. There are no pre-retirement coverage reductions under the Group Life Plan up to age 75. On an employee’s 75^th birthdate coverage becomes the paid-up amount of $8,000. Insurance previously reduced on an employee’s 65^th and 70^th birthdays.

CSSB materials are being updated to reflect these changes.

The Actuarial Report on The Civil Service Superannuation Fund as at December 31, 2013 is now available for viewing in the Publications section.